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What is driving change across financial services?
![revolutionary](https://portworx.com/wp-content/uploads/2024/07/Regulatory_Change.webp)
Regulatory Changes
Financial Service institutions must keep up with a patchwork of constantly evolving regional, national, and global regulatory frameworks around data and open banking. Failure to maintain compliance puts FSI firms at risk of significant fines.
![innovation](https://portworx.com/wp-content/uploads/2024/07/Tech_Innovation.webp)
Technology Innovation
The rise of new technology ranging from artificial intelligence to embedded payments has opened up new opportunities for improving customer experience, customer engagement, and driving upsell opportunities.
![threat](https://portworx.com/wp-content/uploads/2024/07/Competitive-threats-new-1.webp)
Competitive Threats
The emergence of FinTechs, digital-only banks and payment services like Apple Pay and Revolut offer a more user-friendly and convenient experience, bypassing the need for both traditional banking processes and a large physical branch footprint.
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